Priced Under 12k for Sale in Surprise, AZ

On a budget? At Surprise Honda, we’ve got a wide selection of vehicles on sale for less than $12,000! Browse our inventory of new and used cars, trucks and SUVs priced affordably in Surprise, AZ, and you’re likely to find one you like. We’ve got plenty of cars of many makes and models on our lot, so your options are plenty. If you can’t find what you’re looking for here, browse our complete used vehicle inventory or our new car inventory. We like to keep our Arizona dealership stocked with plenty of vehicles in order to meet the needs of every customer who comes through.

19 Matching Vehicles Found

Vehicle Info
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CarFax Report
Basque Red Pearl 2010 Honda Accord LX-P 2.4 FWD 5-Speed Automatic with Overdrive 2.4L I4 DOHC i-VTEC 16V Ivory Cloth. Recent Arrival! 31/21 Highway/City MPG** Awards: * 2010 KBB.com Best Resale Value Awards For more information, visit www.kbb.com. Kelley Blue Book is a registered trademark of Kelley Blue Book Co., Inc. You've done your research, so stop by Surprise Honda at 13270 N Autoshow Avenue, Surprise, AZ 85388 today to drive home in your new car! Reviews: * With styling and performance that splits the difference between the sportier Nissan Altima and softer Toyota Camry, the Honda Accord embodies the very balance that attracts so many buyers to the mid-size sedan segment in the first place. In terms of all-around quality and refinement, the Accord registers off the chart. Source: KBB.com
 
CarFax Report
Clean CARFAX. Alabaster Silver Metallic 2009 Honda Civic EX FWD Compact 5-Speed Automatic 1.8L I4 SOHC 16V i-VTEC Gray Cloth. Odometer is 16689 miles below market average! 36/25 Highway/City MPG** Awards: * 2009 KBB.com Best 10 Family Vehicles * 2009 KBB.com Best Resale Value Awards For more information, visit www.kbb.com. Kelley Blue Book is a registered trademark of Kelley Blue Book Co., Inc. You've done your research, so stop by Surprise Honda at 13270 N Autoshow Avenue, Surprise, AZ 85388 today to drive home in your new car!
 
CARFAX 1-Owner vehicle
CARFAX One-Owner. Clean CARFAX. Ocean Mist Metallic 2008 Honda Odyssey EX FWD 5-Speed Automatic with Overdrive 3.5L V6 SOHC 24V VTEC Recent Arrival! Awards: * 2008 KBB.com Best 10 Family Vehicles * 2008 KBB.com Best Resale Value Awards * 2008 KBB.com Brand Image Awards 2016 Kelley Blue Book Brand Image Awards are based on the Brand Watch(tm) study from Kelley Blue Book Market Intelligence. Award calculated among non-luxury shoppers. For more information, visit www.kbb.com. Kelley Blue Book is a registered trademark of Kelley Blue Book Co., Inc. You've done your research, so stop by Surprise Honda at 13270 N Autoshow Avenue, Surprise, AZ 85388 today to drive home in your new car! Reviews: * If you'd rather be driving a nice sedan but you have a family, a dog and a load of luggage to haul on vacation, the 2008 Honda Odyssey makes for a livable compromise. With all its nifty features, some of your friends may even think it's cool. Source: KBB.com
 
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CarFax Report
Clean CARFAX. 2001 Honda Accord LX 3.0 FWD 4-Speed Automatic with Overdrive 3.0L V6 SMPI SOHC 3.0L V6 SMPI SOHC. Recent Arrival! 20/28 City/Highway MPG You've done your research, so stop by Surprise Honda at 13270 N Autoshow Avenue, Surprise, AZ 85388 today to drive home in your new car!
 
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CarFax Report
15" Wheels w/Full Covers,Cloth Seat Trim,AM/FM/CD Audio System,4 Speakers,Air Conditioning,Electronic Stability Control,Front Bucket Seats,Front Center Armrest,Spoiler,Tachometer,ABS brakes,AM/FM radio,Brake assist,Bumpers: body-color,CD player,Driver door bin,Driver vanity mirror,Dual front impact airbags,Dual front side impact airbags,Front anti-roll bar,Front reading lights,Front wheel independent suspension,Fully automatic headlights,Illuminated entry,Low tire pressure warning,Occupant sensing airbag,Outside temperature display,Overhead airbag,Panic alarm,Passenger door bin,Passenger vanity mirror,Power door mirrors,Power steering,Power windows,Radio data system,Rear window defroster,Rear window wiper,Remote keyless entry,Security system,Speed control,Split folding rear seat,Steering wheel mounted audio controls,Telescoping steering wheel,Tilt steering wheel,Traction control,Trip computer,1-touch down,Exterior Parking Camera Rear
 
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CarFax Report
5.048 Axle Ratio,Heated Front Bucket Seats,Leather Seat Trim,Radio: AM/FM/CD/SiriusXM Audio System,4-Wheel Disc Brakes,Air Conditioning,Electronic Stability Control,Front Bucket Seats,Front Center Armrest,Leather Shift Knob,Navigation System,Tachometer,ABS brakes,Alloy wheels,Automatic temperature control,Brake assist,Bumpers: body-color,CD player,Delay-off headlights,Driver door bin,Driver vanity mirror,Dual front impact airbags,Dual front side impact airbags,Four wheel independent suspension,Front anti-roll bar,Front dual zone A/C,Front fog lights,Front reading lights,Heated door mirrors,Heated front seats,Illuminated entry,Low tire pressure warning,Occupant sensing airbag,Outside temperature display,Overhead airbag,Overhead console,Panic alarm,Passenger door bin,Passenger vanity mirror,Power door mirrors,Power driver seat,Power moonroof,Power steering,Power windows,Radio data system,Rear anti-roll bar,Rear seat center armrest,Rear window defroster,Rear window wiper,Remote keyless entry,Roof rack: rails only,Security system,Speed control,Speed-sensing steering,Split folding rear seat,Steering wheel mounted audio controls,Telescoping steering wheel,Tilt steering wheel,Traction control,Trip computer,Variably intermittent wipers,Front beverage holders,Auto-dimming Rear-View mirror,Speed-Sensitive Wipers,7 Speakers,Compass,AM/FM radio: SiriusXM,Exterior Parking Camera Rear
 
CarFax Report
Clean CARFAX. 2008 Nissan Altima 2.5 SL FWD CVT 2.5L I4 SMPI DOHC CVT. Recent Arrival! 31/23 Highway/City MPG You've done your research, so stop by Surprise Honda at 13270 N Autoshow Avenue, Surprise, AZ 85388 today to drive home in your new car! Reviews: * The Altima's breadth of powertrain and packaging choices opens the door for lots of comparatively affordable variations on the theme that can meet and exceed the needs of all manner of mid-size sedan buyers -- whether they're seeking basic transportation or want something with a more sporting character. Source: KBB.com * The 2008 Nissan Altima Hybrid delivers an appealing combination of midsize sedan interior roominess with hybrid fuel efficiency, plus the athletic responses and braking performance that distinguish the Altima among its contemporaries. Source: KBB.com
 
CARFAX 1-Owner vehicle
CARFAX One-Owner. Clean CARFAX. 2013 Ford Escape SE FWD 6-Speed Automatic EcoBoost 1.6L I4 GTDi DOHC Turbocharged VCT Recent Arrival! 33/23 Highway/City MPG Awards: * Ward's 10 Best Engines * 2013 KBB.com Brand Image Awards You've done your research, so stop by Surprise Honda at 13270 N Autoshow Avenue, Surprise, AZ 85388 today to drive home in your new car! Reviews: * Standout styling, class-leading fuel economy and a robust technology package are three reasons to include the new Escape on your small-SUV shopping list. Source: KBB.com * Good performance and fuel efficiency; many high-tech features; agile handling; high-quality cabin; comfortable seating. Source: Edmunds
 
CARFAX 1-Owner vehicle
CARFAX One-Owner. Clean CARFAX. Clear White 2014 Kia Sportage LX FWD 6-Speed Automatic 2.4L I4 DGI DOHC 16V Recent Arrival! 28/21 Highway/City MPG Awards: * JD Power Initial Quality Study (IQS) * 2014 KBB.com 10 Most Affordable SUVs * 2014 KBB.com 10 Best All-Wheel-Drive Cars & SUVs Under $25,000 * 2014 KBB.com Brand Image Awards You've done your research, so stop by Surprise Honda at 13270 N Autoshow Avenue, Surprise, AZ 85388 today to drive home in your new car! Reviews: * If you're looking for the tall ride height, all-wheel-drive (AWD) traction and flexible cargo carrying capacity of a compact SUV, but you don't want to sacrifice style, power and creature comforts, the 2014 Kia Sportage deserves a good long look. Source: KBB.com * Eye-catching styling; powerful engines, particularly the turbo engine in the SX trim; sporty handling; good value; generous warranty. Source: Edmunds * Good things come in perfectly sized packages, including the 2014 Kia Sportage. It delivers key performance benefits of a crossover, including agile, sporty handling, while four wheel independent suspension provides a remarkably smooth and comfortable ride. The Sportage is roomy and versatile, and the comfortable seats reconfigure for abundant cargo space. Numerous compartments and an available cooled glove box help you keep your personal items readily at hand. A dramatically designed tilt-and-slide panoramic sunroof is also available, and it extends along the length of the roof for you to enjoy big-sky views. Sportage is designed to let you dial up the fun factor every time you drive. Sportage LX and EX provide strong acceleration, thanks to their 182hp DOHC I4 engine. Sportage SX, with a turbocharged 260hp 2.0L Gasoline Direct Injection I4 engine, delivers even more driving excitement. An available 6-speed automatic transmission provides smooth, virtually seamless shifting. Its Sportmatic design allows you to choose the automatic mode or, for a sportier driving experience, clutch-free manual shifting. Sportage provides spacious seating for five adults. It has an available power driver's seat with lumbar support and, for your comfort as well as your front passenger's, available dual-zone temperature control with an advanced, ionized air-filtration system that provides purified air. Sportage has advanced technology designed to enhance your comfort, convenience and audio entertainment. Available features include heated front seats, a ventilated driver's seat, SiriusXM Traffic, a Smart Key that lets you unlock the door and start the engine with the key in your pocket, and the innovative UVO infotainment system which lets you use your compatible cell phone to make hands-free calls, receive and respond to text messages, listen to streaming audio, enjoy your personal music, and play your favorite song, artist or genre of music all by giving a single voice command. Source: The Manufacturer Summary
 
CarFax Report
Cayenne Red Metallic 2014 Nissan Altima 2.5 S FWD CVT with Xtronic 2.5L I4 DOHC 16V CVT with Xtronic. Recent Arrival! 38/27 Highway/City MPG Awards: * 2014 KBB.com 10 Most Comfortable Cars Under $30,000 * 2014 KBB.com 12 Best Family Cars You've done your research, so stop by Surprise Honda at 13270 N Autoshow Avenue, Surprise, AZ 85388 today to drive home in your new car!
 
CarFax Report
Clean CARFAX. Black Sand Mica 2015 Toyota Corolla L FWD 4-Speed Automatic 1.8L I4 DOHC Dual VVT-i 36/27 Highway/City MPG Awards: * 2015 KBB.com 10 Best UberX Candidates * 2015 KBB.com 5-Year Cost to Own Awards * 2015 KBB.com 10 Most Affordable Cars * 2015 KBB.com 10 Tech-Savviest Cars Under $20,000 You've done your research, so stop by Surprise Honda at 13270 N Autoshow Avenue, Surprise, AZ 85388 today to drive home in your new car! Reviews: * Copious rear legroom; impressive fuel economy; user-friendly controls; generous standard equipment; pleasant ride. Source: Edmunds * The Toyota Corolla is a fresh take on the design of a long-time icon. It has been given major stylistic changes inside and out resulting in a car that is edgy, fun, and economical all at once. The new front grille and dramatic headlights show off its attitude, complemented smooth aerodynamic lines all the way back to the stylish new taillights in the rear. With 4 models there is a Corolla for almost every taste. Toyota has given shoppers 2 peppy 1.8L, 4-Cylinder engine alternatives. The version for the L, LE, and S models has Dual Variable Valve Timing with intelligence and 132hp. The engine in the LE Eco has Valvematic technology and 140hp. Depending on the model and trim you select you can get a 6-Speed manual, a 4-speed automatic Transmission with intelligence, or a Continuously Variable Transmission with intelligence and Shift Mode. Fuel efficiencies vary by trim, but the best is the LE Eco CVT with an EPA estimated 30 MPG city and 42 MPG hwy. Passengers up front will be comfortable in adjustable, Whiplash-Injury-Lessening seats. Plus, you will be soothed with Air Conditioning or Automatic climate control, depending on trim level. The base L trim comes nicely equipped with essentials like power windows, locks and outside mirrors, and a steering wheel with audio and Bluetooth hands-free phone controls. In addition, you get Tech Audio with AM FM CD, Auxiliary Jack, USB port, iPod interface, and hands-free calling and music streaming utilizing Bluetooth. The top-level S trims offer enticing features like Paddle Shifters for precision driving, Sport Drive mode, 17-inch alloy wheels, Push Button Start, a Multi-information display, and the amazing Entune Premium Audio System with Navigation and App Suite. Source: The Manufacturer Summary
 
CARFAX 1-Owner vehicle
CARFAX One-Owner. Clean CARFAX. Clear White 2016 Kia Soul FWD 6-Speed Manual 1.6L I4 DGI Recent Arrival! 30/24 Highway/City MPG Awards: * ALG Residual Value Awards * 2016 IIHS Top Safety Pick You've done your research, so stop by Surprise Honda at 13270 N Autoshow Avenue, Surprise, AZ 85388 today to drive home in your new car! Reviews: * Loads of available features; attractive cabin with user-friendly controls and ample passenger space; long warranty; excellent crash test scores. Source: Edmunds
 
CarFax Report
Clean CARFAX. Tungsten Metallic 2014 Chevrolet Traverse LS FWD 6-Speed Automatic 3.6L V6 SIDI Recent Arrival! Awards: * 2014 KBB.com 12 Best Family Cars * 2014 KBB.com Brand Image Awards You've done your research, so stop by Surprise Honda at 13270 N Autoshow Avenue, Surprise, AZ 85388 today to drive home in your new car! Reviews: * If you desire a vehicle that holds up to eight passengers and offers better fuel economy and a more comfortable ride than a traditional SUV, all with a starting price under $32,000, the 2014 Traverse is a tempting choice. Source: KBB.com * Agreeable ride quality; generous cargo capacity; seating for up to eight. Source: Edmunds * Offering the roominess of a traditional SUV but with car-like handling and better fuel economy, there's a lot to like about the 2014 Chevrolet Traverse. The Traverse can seat up to eight, drinks less gasoline than a traditional SUV, and starts at an appetizing price. For 2014 the Traverse adds twin USB ports for 2nd-row passengers to keep electronic devices powered up. Plus, forward-collision alert and lane-departure warning are added to its roster of safety features. The Traverse also features the MyLink infotainment system and the industry's first front-center airbag. The Traverse comes with a 3.6-Liter V6 Engine with 281 to 288 Horsepower depending on the trim you get. In terms of fuel economy, front-wheel drive and all-wheel drive get almost the same gas mileage. However, FWD is the best performer getting an EPA estimated 17 MPG City and 24 MPG Highway. Its smooth and strong V6 easily shuffles this vehicle up to speed, whether in front- or all-wheel-drive form. At 205 inches in length, the Traverse is larger than its direct competitors but doesn't feel bloated on the road. The 2014 Chevy Traverse offers a comfortable and commanding ride in which the suspension tames bumps and the tall ride height affords good frontal views. The Traverse has three rows of seats that can be configured for seven or eight passengers. Plus, adults can fit into the third row. Copious cargo space swallows shopping bags, luggage and lumber. The Traverse has a look that is cohesive with Chevrolet's family of vehicles, which includes a horizontal grille, elongated headlights and a power-dome hood. If you need a vehicle that can hold up to eight passengers, tow 5,200 pounds and offer better fuel economy and a more comfortable ride than a traditional SUV, the 2014 Traverse is the crossover for you. Source: The Manufacturer Summary
 
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CARFAX 1-Owner vehicle
17" x 7.0" Painted Aluminum Wheels,Base Cloth Seats,Radio: Uconnect 8.4 CD/DVD/MP3,Radio: Uconnect 8.4N CD/DVD/MP3/NAV,Navigation/Rear Back-Up Camera Group,Power Sunroof,Anti-Lock 4-Wheel Disc Brakes,Garmin Navigation System,SIRIUSXM Travel Link,SIRIUSXM Traffic,1-Yr SIRIUSXM Traffic Service,1-Yr SIRIUSXM Travel Link Service,4-Wheel Disc Brakes,6 Speakers,Air Conditioning,Electronic Stability Control,Front Bucket Seats,Front Center Armrest,Leather Shift Knob,Tachometer,ABS brakes,Anti-whiplash front head restraints,Automatic temperature control,Brake assist,Bumpers: body-color,CD player,DVD-Audio,Delay-off headlights,Driver door bin,Driver vanity mirror,Dual front impact airbags,Dual front side impact airbags,Four wheel independent suspension,Front anti-roll bar,Front dual zone A/C,Front fog lights,Front reading lights,Fully automatic headlights,Garage door transmitter: HomeLink,Heated door mirrors,Heated front seats,Illuminated entry,Knee airbag,Low tire pressure warning,MP3 decoder,Occupant sensing airbag,Outside temperature display,Overhead airbag,Overhead console,Panic alarm,Passenger door bin,Passenger vanity mirror,Power door mirrors,Power driver seat,Power steering,Power windows,Radio data system,Rear anti-roll bar,Rear reading lights,Rear seat center armrest,Rear window defroster,Remote keyless entry,Speed control,Split folding rear seat,Steering wheel mounted audio controls,Telescoping steering wheel,Tilt steering wheel,Traction control,Trip computer,Variably intermittent wipers,Auto-dimming Rear-View mirror,Speed-Sensitive Wipers,Compass,Tailpipe finisher: chrome,AM/FM radio: SiriusXM
 
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CARFAX 1-Owner vehicle
CARFAX One-Owner. Clean CARFAX. Super White 2018 Toyota 4Runner TRD Off-Road 4WD 5-Speed Automatic with Overdrive 4.0L V6 SMPI DOHC 4WD, Cloth. Recent Arrival! You've done your research, so stop by Surprise Honda at 13270 N Autoshow Avenue, Surprise, AZ 85388 today to drive home in your new car!
 
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CarFax Report
3.31 Axle Ratio,GVWR: 7,100 lbs Payload Package,Black Unique Leather Bucket Seats,Radio: Sony Single-CD w/HD,Trailer Brake Controller,SiriusXM Satellite Radio,Navigation,SYNC Voice Activated Communication & Entertainment,SYNC w/MyFord Touch & SYNC Services,4-Wheel Disc Brakes,Air Conditioning,Electronic Stability Control,Front Bucket Seats,Front Center Armrest,Navigation System,Rear Parking Sensors,Tachometer,ABS brakes,Adjustable pedals,Alloy wheels,Auto tilt-away steering wheel,Auto-dimming door mirrors,Automatic temperature control,Bodyside moldings,Bumpers: body-color,CD player,DVD-Audio,Delay-off headlights,Driver door bin,Driver vanity mirror,Dual front impact airbags,Dual front side impact airbags,Front anti-roll bar,Front dual zone A/C,Front fog lights,Front reading lights,Front wheel independent suspension,Fully automatic headlights,Garage door transmitter,Heated door mirrors,Heated front seats,Heated rear seats,Illuminated entry,Low tire pressure warning,MP3 decoder,Memory seat,Occupant sensing airbag,Outside temperature display,Overhead airbag,Overhead console,Panic alarm,Passenger door bin,Passenger vanity mirror,Pedal memory,Power door mirrors,Power driver seat,Power passenger seat,Power steering,Power windows,Radio data system,Rain sensing wipers,Rear reading lights,Rear seat center armrest,Rear step bumper,Rear window defroster,Remote keyless entry,Security system,Speed control,Speed-sensing steering,Split folding rear seat,Steering wheel memory,Steering wheel mounted audio controls,Telescoping steering wheel,Tilt steering wheel,Traction control,Trip computer,Turn signal indicator mirrors,Variably intermittent wipers,Ventilated front seats,Auto-dimming Rear-View mirror,10 Speakers,High-Intensity Discharge Headlights,Compass,Door mirrors: chrome,AM/FM radio: SiriusXM,Premium audio system: Sony,Exterior Parking Camera Rear
 
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CarFax Report
15" Steel Wheels w/Full Wheel Covers,Cloth Seat Trim,AM/FM Stereo w/CD & 4 Speakers,Front wheel independent suspension,Outside temperature display,Passenger door bin,Passenger vanity mirror,Power door mirrors,Power steering,Rear anti-roll bar,Rear window defroster,Speed-sensing steering,Split folding rear seat,Tilt steering wheel,Front beverage holders,Front Bucket Seats,Air Conditioning,4 Speakers,Front Center Armrest w/Storage,Front anti-roll bar,Dual front impact airbags,Driver vanity mirror,Driver door bin,CD player,Bumpers: body-color,Tachometer,AM/FM radio,Bodyside moldings
 
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CarFax Report
4.13 Axle Ratio,Front Power Seats,MB-Tex Upholstery,AM/FM/CD/MP3 Audio System,4-Wheel Disc Brakes,Air Conditioning,Electronic Stability Control,Front Bucket Seats,Front Center Armrest,Power Liftgate,Spoiler,Tachometer,ABS brakes,AM/FM radio,Alloy wheels,Brake assist,Bumpers: body-color,CD player,Delay-off headlights,Driver door bin,Driver vanity mirror,Dual front impact airbags,Dual front side impact airbags,Emergency communication system,Four wheel independent suspension,Front anti-roll bar,Front fog lights,Front reading lights,Fully automatic headlights,Heated door mirrors,Illuminated entry,Knee airbag,Low tire pressure warning,Memory seat,Occupant sensing airbag,Outside temperature display,Overhead airbag,Overhead console,Panic alarm,Passenger door bin,Passenger vanity mirror,Power door mirrors,Power driver seat,Power passenger seat,Power steering,Power windows,Radio data system,Rain sensing wipers,Rear anti-roll bar,Rear fog lights,Rear reading lights,Rear seat center armrest,Rear window defroster,Remote keyless entry,Roof rack: rails only,Security system,Speed control,Speed-sensing steering,Split folding rear seat,Steering wheel mounted audio controls,Telescoping steering wheel,Tilt steering wheel,Traction control,Trip computer,Turn signal indicator mirrors,Variably intermittent wipers,Weather band radio,Child-Seat-Sensing Airbag,8 Speakers,Wheel size: 18",Premium audio system: COMAND
 
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CarFax Report
6.5J x 16" Steel Wheels,Front Sport Bucket Seats,Fabric Upholstery,Radio: AM/FM/CD/HD/USB Pioneer,4-Wheel Disc Brakes,6 Speakers,Air Conditioning,Electronic Stability Control,Front Bucket Seats,Front Center Armrest,Tachometer,ABS brakes,AM/FM radio,Brake assist,Bumpers: body-color,CD player,Driver door bin,Driver vanity mirror,Dual front impact airbags,Dual front side impact airbags,Front anti-roll bar,Front fog lights,Front reading lights,Front wheel independent suspension,Illuminated entry,Low tire pressure warning,MP3 decoder,Occupant sensing airbag,Outside temperature display,Overhead airbag,Panic alarm,Passenger door bin,Passenger vanity mirror,Power door mirrors,Power steering,Power windows,Radio data system,Rear window defroster,Rear window wiper,Remote keyless entry,Speed control,Split folding rear seat,Steering wheel mounted audio controls,Telescoping steering wheel,Tilt steering wheel,Traction control,Trip computer,Turn signal indicator mirrors,Variable valve control,Premium audio system: Pioneer
 

MPG Disclaimer:

Based on model year EPA mileage ratings. Use for comparison purposes only. Your actual mileage will vary depending on how you drive and maintain your vehicle.

Disclaimer:

New vehicle pricing includes all offers and incentives. Tax, Title, Tags,
and dealer accessories not included in vehicle prices shown and must be
paid by the purchaser. While great effort is made to ensure the accuracy of
the information on this site, errors do occur so please verify information
with a customer service rep. This is easily done by calling us at
855-770-5938 or by visiting us at the dealership.

**With approved credit. Terms may vary. Monthly payments are only estimates
derived from the vehicle price with a 72 month term, 4.9% interest and 20%
downpayment.

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Disclaimer:

New vehicle pricing includes all offers and incentives. Tax, Title, Tags,
and dealer accessories not included in vehicle prices shown and must be
paid by the purchaser. While great effort is made to ensure the accuracy of
the information on this site, errors do occur so please verify information
with a customer service rep. This is easily done by calling us at
855-770-5938 or by visiting us at the dealership.

**With approved credit. Terms may vary. Monthly payments are only estimates
derived from the vehicle price with a 72 month term, 4.9% interest and 20%
downpayment.